Payment Methods

Cash or Card Payment
You can conveniently pay for your goods upon delivery or collection — either in cash or by bank card.
This payment method is available in Lithuania, Latvia, Estonia, and Poland.

Bank Transfer Payment
By choosing this payment method, you can complete the payment via a standard bank transfer using the provided bank details.
Please make sure to include your order number in the payment reference so that we can quickly identify your payment.

Bank Account Details:
Recipient: Heat Baltic MB
Account No. (IBAN): LT027300010162544375
Bank: Swedbank AB
Company Registration Number: 305561321
Payment Reference: Order Number

Payment with ARTEA Financing (Installments)
You can purchase your desired products in installments and pay in smaller monthly payments.

Main Conditions:
• Financing amount from €50 to €20,000;
• Repayment period of up to 60 months;
• The agreement can be concluded by persons aged 18 and over;
• The product becomes your property immediately;
• The first payment is due the following month.

How to Purchase with ARTEA Financing:
• Select the product and choose “ARTEA Financing” as the payment method;
• Verify your identity using Smart-ID, Mobile Signature, or online banking;
• Choose the financing terms and sign the agreement online;
• Once the agreement is approved, your order will be processed.

The decision to grant financing is made on an individual basis. Financing agreements cannot be concluded between 10:00 PM and 7:00 AM.

Payment via Online Banking
This is a fast and secure way to pay for your order directly through your bank.

How It Works:
• Select your bank during checkout;
• You will be redirected to your online banking system with a pre-filled payment form;
• Log in and confirm the payment;
• After the payment is completed, you will be automatically redirected back to the store.

Your login credentials are used only on the bank’s website and are not shared with the HeatBaltic.eu store.